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How to get a German mortgage broker and choose a mortgage?
The German mortgage market is incredibly competitive, and it can be hard to understand what exactly is on offer. In Germany, we have more than 450 banks and other lenders and without a German mortgage broker it's hard to get a loan. Often the German loan officers don't speak English. KREDITPLANET24 is a §34i GewO certified (the highest certificate standard Germany) English-speaking mortgage broker. Your KREDITPLANET24 adviser lived in the States for a time and is very qualified to help you through the German mortgage jungle.
A mortgage adviser, also known as an independent mortgage broker, is a specialist with in-depth knowledge of the market. They’re able to look at a range of mortgage products which suit your needs.
All mortgage advisers must offer you advice when recommending the most suitable mortgage for you. This means you’re protected, and you can complain to the Financial Ombudsman if things go wrong.
Feel free to fill in your application and get your personalized financing options in 10 minutes. Just klick here and change the language in EN.
Non-German residents have no restrictions on purchasing German real estate. This is true regardless of whether your country of origin is a part of the European Union (EU). That said, the maximum amount of mortgage non-residents can borrow does depend on their residency status:
- If you have full German residency, it’s possible to get a mortgage without a down payment in Germany. This means you can receive full financing of the property, and a secondary loan to cover the closing costs.
- If you live and work in Germany: up to 100% of the property value is possible. However, you will get best interest rates for 50-60% debt funding.
- If you live and work abroad: up to 60-70% of the property value is possible.
KREDITPLANET24 specializes in finding the most suitable property loan for non-German residents. Our algorithm screens more than 450 banks to find the best deal. Our financial advisers are experienced and will guide you through every step.
As EU blue card holder, you can get a mortgage in Germany. You do have to meet certain requirements. We will help you.
Feel free to fill in your application and get your personalized financing options in 10 minutes.
